When Your Wages Are Being Garnished
When there isn't enough money to pay all your bills, wage garnishment is the last thing you need. A garnishment can make it even more difficult to provide for your family, causing debt to spiral out of control. If your wages are being garnished, speak to a lawyer to learn about your options.
At Borras & Latino, P.A., we understand how much is at stake when you are having money problems. Our goal is to help clients regain control of their finances. One way we do that is to help stop wage garnishments through bankruptcy. Call our firm at 239-935-5712 or 888-724-0544 to discuss your particular situation with one of our lawyers during a free consultation.
You work hard for your money. You do not need to accept a wage garnishment without a fight. Contact our firm to learn about your rights.
How Garnishments Work
If you are behind on your bills, a creditor can file a lawsuit to collect payment. If the court issues a judgment against you, the creditor may withhold a portion of your paycheck to pay your debt. How much is deducted depends on several factors, including whether you are the head of your household, you are contributing more than half of the support of a minor child and the total check amount.
When you file either Chapter 7 or Chapter 13 bankruptcy, the court issues an automatic stay. This prohibits creditors from pursuing collection actions, including most wage garnishments. It is important to note that some garnishments, such as for child support, are not affected by bankruptcy. An experienced Fort Myers wage garnishment attorney can evaluate your situation and let you know the laws with respect to your circumstances.
Stop Wage Garnishment
Whether a creditor is threatening to garnish wages or has already obtained a judgment against you, it is important that you take action to protect yourself. Contact Borras & Latino to arrange a free consultation today. We represent clients throughout southwestern Florida.
Our office is located in a historic home located near the Butterfly Estates, approximately a half mile from the Federal and State courthouses in Fort Myers. We are available to clients seven days a week by appointment.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.